ArchiVision Directory

Bills, payments, money and euro's The first step to avoiding the troubles of financial debt is to create and maintain a budget. It's not as intimidating as it sounds, don't worry. First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list all sources including alimony, child support, side jobs, etc. In calculating expenses, be sure to include housing, food, transportation, utilities, entertainment, etc. To gain an accurate reflection of actual expenses, sit down each night and write down expenses, just make sure to save receipts. Determine if your income covers all of your expenses. If the answer is no, then some expenses need to be reduced. Adjust expenses If it is a small discrepancy, it may mean reducing some minor expenses like entertainment or cell phone plan. If the deficit is larger, you may need to downsize your vehicle or living arrangements. If your income covers all of your expenses, you s...

Here we have 20 tips for you to save some money and get rich. Try one of these tips and you'll certainly save some money. Read and apply the rules. 01. Collect money in a piggy Every time you have coins in your pocket collect them in a piggy. Open it after 1 year or a special opportunity. It’s up to you how you to spend the money. You can spent the money on things you want, like traveling, or you can save it on the bank. 02. Leave expensive things behind Don’t buy expensive things if you not really need them, buy a normal car that is less expensive, don’t buy that latest dress but wait a few days till it’s priced out. Live in a normal house without expensive materials or furniture. 03. Invest in buildings Invest in buildings or building land, or something that is getting better in value with the time, like real gold or silver, but pay attention to bubble effects. In Europe buildings have lost their value after the crisis in 2008. 04. Save on energy costs En...